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Cohabitation Agreement Preparation Checklist

Review the topics, check what you have discussed, and print the list for your own records or a legal consultation.

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Cohabitation agreement preparation

0 of 16 items checked · Skip anything that does not apply.

Housing and expenses

Property and debt

Changes and separation

Professional advice

Refreshing clears your checkmarks. Only print or keep a copy where it is safe to do so.

About the cohabitation agreement preparation checklist

A cohabitation agreement may address financial and property arrangements between people who live together. Before drafting one, it helps to identify each person's expectations and the records a lawyer may need.

This page is a preparation checklist, not a fillable agreement or legal document. State law and individual circumstances affect what an agreement can cover and whether it can be enforced.

How it works

1

Review practical topics

Consider housing, contributions, property, debt and what happens if living arrangements change.

2

Mark your progress

Check topics you have already discussed or documents you have gathered.

3

Get local advice

Bring your questions to a local attorney before relying on or signing an agreement.

Ways couples use this tool

Before moving in

Identify expectations and records worth discussing.

Before drafting

Prepare a focused list for independent legal advice.

Things to keep in mind

  • Discuss whose name is on a deed, lease or loan separately from who pays a bill.
  • Consider independent advice for each person.
  • Keep records securely and discuss only when it is safe to do so.

Frequently asked questions

Is this a cohabitation agreement template?

No. It is a checklist to help you prepare for a discussion or legal consultation. It does not create a document to sign.

Does a cohabitation agreement change a mortgage or lease?

A private agreement does not automatically change a lender's or landlord's rights. Ask a local attorney about your documents.